What should I do if my Medicare Advantage PPO is canceled?

If you have a Medicare Advantage PPO, do not be completely surprised if you receive a letter before the Annual Enrollment Period saying the plan will not be offered next year.

In some California counties, carriers that added PPO plans in recent years have later reduced or discontinued those offerings.

If you receive a cancellation letter, do not trip: a plan non-renewal generally creates a Special Enrollment Period to choose another Medicare Advantage plan.

If you return to Original Medicare instead, you may also have guaranteed-issue rights to certain Medicare Supplement plans, so keep the notice and review the deadlines carefully.

Get free guidance from an experienced agent who specializes in Medicare so you do not get stuck in the wrong coverage for next year—because where Medicare is involved, plain English is a foreign language.

Source: Medicare.gov: Special Enrollment Periods

This general educational information is not individual plan advice. Plan availability and benefits vary by location and contract year.