Five sentences. One useful answer.
Greg Bass explains the Medicare details people often miss—in short, plain-English answers you can read in a minute.
Ask Greg: (805) 202-6313Medicare Advantage
Medicare Advantage mailers may advertise plans and benefits that are not available where you live. Check local plan availability and doctor networks before making a change.
Read the quick answerAnnual Enrollment Period
The Annual Notice of Change explains how your Medicare Advantage or Part D plan will change for the following year—and it is worth reviewing.
Read the quick answerMedicare Advantage
If your Medicare Advantage plan is ending, trust the official written notice from your plan—not neighborhood chatter or social-media rumors.
Read the quick answerAnnual Enrollment Period
From October 15 through December 7, you can review and change Medicare Advantage or Part D coverage for the following calendar year.
Read the quick answerCompare Coverage
Medicare Advantage and Medicare Supplement coverage each involve tradeoffs. The right choice depends on your doctors, prescriptions, budget and preferences.
Read the quick answerWorking Past 65
If you delayed Part B because you had coverage through current employment, forms CMS-40B and CMS-L564 can help you enroll during your Special Enrollment Period.
Read the quick answerMedicare Advantage
If you drop a Medicare Supplement to join Medicare Advantage for the first time, a one-time 12-month trial right may let you return without medical underwriting.
Read the quick answerMedicare Advantage
If your Medicare Advantage plan stops serving your area, you have protected options—and the cancellation may create an opportunity to reconsider your coverage.
Read the quick answerRetiring After 65
A retiree group plan may be valuable—or an individual Medicare Supplement and drug plan may fit better. Compare the actual numbers before deciding.
Read the quick answerMedicare Basics
Medicare rumors are often missing the dates, location or fine print that determine whether a change actually affects you.
Read the quick answerMedicare Basics
For most people, the big decision is Original Medicare with a supplement and drug plan, or a Medicare Advantage plan.
Read the quick answerTurning 65
Turning 65 can make your mailbox explode with Medicare books, insurance advertisements and advice that often creates more confusion than clarity.
Read the quick answerAbout Greg
Greg began studying Medicare while trying to help his mother—and discovered how difficult it was to find knowledgeable, unbiased guidance.
Read the quick answerMedicare Basics
Medicare is confusing to almost everyone at first. You do not have to understand every rule before you can start making sensible choices.
Read the quick answerMedicare Advantage
A Medicare Advantage PPO cancellation notice is unsettling, but it can give you a protected opportunity to choose new coverage.
Read the quick answerMedicare Advantage
Medicare Advantage benefits vary by plan and location, so a national television advertisement may describe benefits that are not offered where you live.
Read the quick answerCalifornia Medicare
California’s Birthday Rule gives current Medigap policyholders an annual 60-day opportunity to move to a plan with the same or fewer benefits without medical screening.
Read the quick answerPart D
Lettered Medicare Supplement benefits are standardized, but Part D drug plans have different formularies, costs and pharmacy arrangements that can change each year.
Read the quick answerMedicare Supplement
Every standardized Plan G has the same basic medical benefits, but premiums, discounts, pricing methods, service and rate histories can differ by company.
Read the quick answerMedicare Supplement
Yes. Medigap and Medicare Supplement Insurance are two names for the same kind of coverage that helps pay costs left by Original Medicare.
Read the quick answerMedicare Basics
Medicare looks overwhelmingly complicated from the outside, but the major coverage choices become much simpler once somebody explains the structure.
Read the quick answerTurning 65
If you are not already receiving Social Security benefits, you generally need to apply through Social Security for Medicare Part A and Part B.
Read the quick answerWorking Past 65
You may be able to delay Part B without a penalty when you have coverage through your or your spouse’s current employment, but employer size and coverage type matter.
Read the quick answerOne conversation can make this simpler
No call center. No obligation. Just straightforward, personal help.