Annual Enrollment Period
What is a Medicare Annual Notice of Change (ANOC)?
The Annual Notice of Change explains how your Medicare Advantage or Part D plan will change for the following year—and it is worth reviewing.
By Greg Bass · September 21, 2026I thought ANOC was one of those lost giants from the early part of Bible history, but it turns out it stands for Annual Notice of Change.
Medicare Advantage and Part D plans send the ANOC each fall to explain changes to costs, coverage, benefits, drug formularies and provider networks for the following year.
If you have ever tried to read one, I would be really surprised; if you have ever finished one, Lord help you.
But plans can tuck important changes into those pages, so when yours arrives around the end of September or early October, you really do need to review it.
You have two choices: consume a massive amount of caffeine and put on your 4.0 readers, or call a licensed Medicare insurance agent who can decipher it for you.
Does this sound like your situation?
Call Greg for a straightforward conversation about your Medicare timeline and options.
Call (805) 202-6313Source: Medicare.gov: Plan Annual Notice of Change
This general educational information is not individual plan advice. Plan availability and benefits vary by location and contract year.