Why am I getting so much Medicare mail before I turn 65?

When you turn 65, you become one of the most popular people in the world.

Your mailbox will fill up daily with birthday wishes from multiple insurance companies.

The Medicare office sends you books from the bureaucracy, and suddenly everybody wants to tell you something or sell you something.

Some of that material is useful, but it is hard to tell which information applies to your doctors, prescriptions, budget and county.

Welcome to the wonderful world of Medicare, where the more you read, the less you know—and where a short conversation can often make more sense than another pile of mail.

Source: Medicare.gov: Get started with Medicare

This general educational information is not individual plan advice. Plan availability and benefits vary by location and contract year.