Medicare Supplement
Are Medigap and Medicare Supplement the same thing?
Yes. Medigap and Medicare Supplement Insurance are two names for the same kind of coverage that helps pay costs left by Original Medicare.
By Greg Bass · September 2, 2026The government gives things two names just to confuse you.
For example, Medigap and Medicare Supplement Insurance are exactly the same thing—literally.
They help fill certain cost-sharing gaps left by Original Medicare and do not have their own doctor networks, so they can generally be used anywhere in the country that accepts Medicare.
Plan G is a common choice and, after you pay the annual Part B deductible, it covers most of the Medicare-approved cost-sharing that Original Medicare leaves for doctor and hospital services, subject to Medicare and policy rules.
But it does not include outpatient prescription-drug coverage, because—good Lord—that would be too easy; that coverage generally comes from a separate Part D plan.
Does this sound like your situation?
Call Greg for a straightforward conversation about your Medicare timeline and options.
Call (805) 202-6313Source: Medicare.gov: What's Medicare Supplement Insurance?
This general educational information is not individual plan advice. Plan availability and benefits vary by location and contract year.